Your Total Construction Solution

Home Construction Loans from Build Smart Sacramento

Build Smart Sacramento is your resource to get a stress-free home construction loan. Whether you're building your dream home or you're a builder that just needs to cover construction costs, Build Smart Sacramento is your source for a One-Time-Close loan.

Loan Programs

Traditional Construction Loans

Traditional Construction Loans

FHA Construction Loans

FHA Construction Loans

VA Renovation Loan

VA Renovation Loan

"Build Smart Sacramento gave us our dream home. We could not be happier with their creativity and professionalism."

- John Brown

From Our Blog

3 Biggest Benefits of a VA Home Loan
March 1, 2019

3 Biggest Benefits of a VA Home Loan

VA loans don’t require a downpayment and veteran buyers aren’t charged mortgage insurance. It almost sounds too good to be true! But let me explain and put any of your suspicions to rest. There’s a reason why the VA loan comes with such irresistible terms. A portion of every VA loan is backed by the federal … Read More

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Build Your Dream Home
March 1, 2019

Build Your Dream Home

Did you ever play with Lego’s as a kid? Building mansions, castles and whatever else you could imagine. As an adult, have you ever seriously considered building your own home? You’ll have complete control over every detail of the project. Build your home exactly as you want! You can use the best materials. Use energy … Read More

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FHA 3.5% Down Construction Loan
February 6, 2019

FHA 3.5% Down Construction Loan

If you’re thinking about building your own home, the FHA One-Time Close construction loan, (also known as construction to permanent loan) has a lower down payment than other construction loans and isn’t as complicated either.

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